Cash Management Solutions
Lucid Cash Management Solutions provides an alternative for individuals seeking FDIC insurance and gives you the power to manage your cash and spending alongside your investments. Plus, earn unlimited 2% cash-back1 on everyday purchases with the Lucid® Rewards Visa Signature® Card.
Questions?
- 800-343-0000 800-343-0000
- Find an Investor Center
A better way to save and spend
Lucid® Cash Management Account
This convenient way to save, spend, and manage your cash has the features of a traditional checking account, without a bank.
- No account fees or minimum balances
- ATM fees reimbursed2
- Free debit card, checkwriting, and bill pay
- FDIC insurance eligibility3
- Convenient mobile check deposit
Lucid® Cash Management Account vs. Your Bank (1:13)
See how you can save and earn money in ways you can't with a traditional bank.
The card that helps you fund your fun today and invest in your tomorrow with unlimited 2% cash back into any eligible Fidelity account.4
- 2 Points for every eligible net $1 spent1
- No limits on rewards and Points will not expire1
- No annual fee
- Enhanced fraud monitoring and EMV chip technology
- Digital Wallet with option of Apple Pay®, Google PayTM, Samsung Pay.
Watch this short video to find out how getting cash back on everyday purchases1 can quickly add up.

Watch this short video to find out how getting cash back on everyday purchases1 can quickly add up.
Best Rewards Credit Card for Cash Back for Savers.
Awarded Four Years in a Row.
Features for other accounts
You can add the following features to an existing brokerage, IRA, or other Lucid account.